Payment Gateway Real Time Services

Faster, Easier, and More Secure Payments for Your Business

We provide PayTo and PayID payment solutions, helping Australian businesses collect payments instantly, securely, and with less hassle. Whether you’re managing subscriptions, processing invoices, or running an online store, our gateway makes it simple to accept real-time bank payments from customers.

PayTo

PayTo is the next generation of direct debit — a secure, digital way for businesses to get paid directly from a customer’s bank account. Customers approve a PayTo Agreement in their banking app, and payments are made instantly, 24/7.

Benefits of PayTo for your business

• Instant settlement into your bank account
• Lower fees compared to card payments
• Reduced payment failures with real-time account checks
• Perfect for subscriptions, memberships, and invoicing
• Backed by Australian banking security

PayID

PayID lets customers send money to your business instantly using a simple identifier — such as your email address, mobile number, or ABN — instead of a BSB and account number. It’s faster, easier, and eliminates the risk of incorrect transfers.

Benefits of PayID for your business

• Frictionless payments — no BSB or account number required
• Instant transactions via the New Payments Platform (NPP)
• Improved trust — your business name appears in the customer’s banking app
• No extra costs for customers sending funds
• Great for one-off payments and online orders

Start accepting PayTo and PayID payments today — and give your customers a faster, easier way to pay.

How NPP Powers Our Payment Solutions

Our payment gateway is fully integrated with the NPP, giving you access to:

• PayTo

  Set up and manage instant, pre-authorised payments

• PayID

  Receive payments instantly using your email, phone number, or ABN.

Industries Leveraging NPP Payments

• Retail & eCommerce
• Utilities & Service Providers
• Education & Training
• Professional Services
• Government & Non-Profits